Benefits and Compensation

IMRG, Inc. offers a rich benefits plan to its employees. Our benefit offerings rival that of many large companies. Recognizing benefits as one of the single most important factors in why individuals choose to work for a company, IMRG, Inc. strives to improve its offerings annually. We solicit input from employees to determine what is most important. Our current benefits include:

Benefit	Description
Health Plan	· No deductible for in-network benefits. Plan covers 100% of covered services after $15 co-pay for visit to PCP and $20 co-pay for visit to Specialist. Two options, POS and HMO. Vision- Included in Health Plan.
Prescription Drug	· Included with Health Plan.
Dental Plan	· Two options: PPO or DMO.
ESOP	· Employees will be eligible to participate in the ESOP at no cost.
401(k) Retirement Program	· Enrollment offered at the beginning of each quarter. · Employee can contribute up to 15% of total compensation, up to $15,500.
Employee Assistance Program	· Life assistance – provides employees with assistance to balance work-life matters. Employees are eligible to receive confidential counseling, legal assistance, dependent care counseling, elder care counseling, and financial assistance referral. The program is available to all members of an employee’s household.
Credit Union	· All employees are eligible to join our credit union which provides loans, savings and checking accounts, 24-hour service, and financial education.
Life Insurance	· Company-paid life and accident & dismemberment coverage in amount of $25,000 each.
Long-Term Disability	· Company-paid insurance coverage up to 60% of monthly earnings.
Voluntary Insurance	Supplemental Life - Supplemental Long-Term Disability - Short-Term Disability
Leave	· Holidays – 10 paid holidays. · Paid Time Off – 17 days per year; increase after three years · Administrative Leave – at President’s discretion.